r-marketplace Terms of Service

Effective date: October 14, 2025

These Terms of Service (“Terms”) govern your use of r-marketplace (the “App”) on Reddit. By using the App, you agree to these Terms. If you do not agree, do not use the App.

1) About the App

  • The App provides marketplace UI/features within Reddit (e.g., listings, auctions/countdown where enabled, locks, reviews, reports, and moderator tools).
  • Posts and images are hosted by Reddit. The App does not process payments.
  • The App may be enabled on one or more subreddits; subreddit-specific rules also apply.

2) No Payment Processing; No Party to Transactions

  • We are not a payment processor and do not handle funds, escrow, or refunds.
  • We are not a party to any transaction between buyers and sellers. All transactions occur outside the App via third-party payment/commerce tools at your own risk.
  • You are solely responsible for verifying counterparties, item authenticity/condition, shipping, taxes, customs, compliance, and any applicable legal obligations.

3) Third-Party Links and Services

Listings may contain links to third-party sites/services (e.g., Venmo, Cash App, eBay, Shopify, Stripe). We do not endorse and are not responsible for those services, their security, their availability, or any loss, fraud, chargebacks, or disputes arising from their use. Your use of third-party services is governed solely by those providers’ terms and policies.

4) User-Generated Content (UGC) & Moderation

All listings, images, reviews, bids, comments, and reports are UGC hosted on Reddit. You are solely responsible for your UGC and interactions. Subreddit moderators may enforce subreddit rules and remove content. We may surface moderator tools inside the App, but we do not control or guarantee moderator decisions or outcomes. If you believe content infringes your rights, use Reddit’s reporting/DMCA processes.

5) “Locks,” Tokens, and Featured Listings

  • Locks are a reservation mechanism only inside the App UI. A lock does not process payment, transfer title, or guarantee delivery.
  • Availability is not guaranteed. A person with a pre-existing direct link may still access an item during a lock window.
  • Tokens/credits used for locks or featured listings are virtual items with no cash value, are non-redeemable, and, unless required by law or stated in a subreddit’s posted rules, are non-refundable once used.
  • We may modify, suspend, or discontinue token functionality, lock durations, or featured behaviors at any time.

6) Prohibited Conduct

You agree not to: Use the App for unlawful purposes, fraud, scams, money laundering, or sale of prohibited items; misrepresent identity/items; interfere with App operation; reverse engineer; scrape; spam; circumvent limits; post malicious code; violate Reddit’s Content Policy, subreddit rules, or law.

7) No Professional Advice; No Guarantees

The App is provided as-is with community tools. We do not verify users, items, appraisals, authenticity, or transaction outcomes, and we do not provide legal, financial, or tax advice.

8) Intellectual Property

The App UI/logic and associated copyrights/trademarks are owned by us or our licensors. UGC remains with its authors subject to Reddit’s policies and licenses.

9) Service Availability & Changes

The App may be modified, suspended, or discontinued without notice. Features may vary by subreddit. We may impose usage limits consistent with Reddit’s constraints.

10) Disclaimers

To the maximum extent permitted by law: THE APP IS PROVIDED “AS IS” AND “AS AVAILABLE.” WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DISCLAIM RESPONSIBILITY FOR: UGC; THIRD-PARTY LINKS OR SERVICES; FRAUD/SCAMS; PAYMENT DISPUTES; SHIPPING LOSS/DAMAGE; ITEM QUALITY/AUTHENTICITY; PRICE ACCURACY; TAXES/DUTIES; MODERATION DECISIONS; OR ANY ACTIONS/INACTIONS OF REDDIT, MODERATORS, BUYERS, OR SELLERS.

11) Limitation of Liability

To the maximum extent permitted by law: NO INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES. OUR TOTAL LIABILITY WILL NOT EXCEED THE GREATER OF USD $100 OR THE AMOUNTS YOU PAID TO US (IF ANY) FOR APP-SPECIFIC VIRTUAL ITEMS IN THE 12 MONTHS PRECEDING THE CLAIM. Some jurisdictions do not allow certain disclaimers/limits; in those places, we limit our liability to the maximum extent allowed.

12) Indemnification

You agree to defend, indemnify, and hold harmless us, our affiliates, and our developers from claims arising out of: (a) your UGC; (b) your use of third-party links/services; (c) your transactions, shipments, or payments; (d) your violation of these Terms, subreddit rules, Reddit’s policies, or law.

13) Governing Law; Dispute Resolution (U.S.)

These Terms are governed by the laws of the State of Michigan, without regard to conflicts principles. Any dispute will be resolved by binding arbitration before a single arbitrator under the JAMS Rules. Venue: Wayne County, Michigan (or remote/virtual). Class Action Waiver applies; Small Claims Exception applies. The Federal Arbitration Act governs this arbitration agreement.

14) Termination

We may suspend or terminate access at any time, including for suspected policy violations, security issues, or legal compliance. You may stop using the App at any time.

15) Changes to Terms

We may update these Terms by posting a revised version within the App or linked documentation on Reddit. Your continued use after changes constitutes acceptance.

16) Miscellaneous

Severability; No Waiver; Assignment; Entire Agreement. These Terms, together with referenced policies (including subreddit rules and Reddit policies), form the entire agreement regarding the App.

17) Contact

Questions or notices: support@marketpay.app